"I run a landscaping business. We do local government jobs. These government agencies take up to 90 days to pay. With J&D factoring our receivables, I get immediate cash to make payroll and pay my suppliers."
Ralph M., Owner, Landscaping Business

"I hired J&D to do my credit work and collections, because I wanted to spend more time on sales and marketing. They freed me up and did a professional job in getting my money. My aging went from 65 days to 45 days "old".
Jay H., President, Toy Manufacturer

"We once considered leaving J&D and go with a local bank. The bank lured us with lower rates. I waited over one month for the bank committee to decide on signing us. I couldn't wait any longer. J&D negotiated a lower fee that day, which was a win/win. I'm glad I never left. Fast response and service is what counts."
Alice G., CEO, Temporary Personnel Agency

"J&D was there when I needed to pay a supplier to fill future orders. We did Purchase Order Financing and I was able to complete a $76,000 order."
Felix A., Owner, Apparel Manufacturer

These are just a few of our satisfied customers. Our rates are competitive and our services are considered excellent.