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About Us
J&D Financial started with the entrepreneurial idea in 1972 of going into the finance business. Jack and Diane Carmel (the J&D), had just sold a large aluminum business and wanted a new hobby. Our business now employs 25 people and we factor in excess of 100 million in receivables yearly from over 150 businesses both domestic and internationally.



J&D Financial's greatest pleasure is seeing your company grow in volume and strength to the point where we are not necessary for your cash flow needs. We have many friends that now successfully run their own multi-million dollar businesses that started with their first $1000 at J&D.

We are always willing to to talk to potential customers at any time. Our officers and staff of the company are listed below. Please call us if you have questions.

Officers
Jon Carmel President
David Carmel VP/Sales & Marketing
Richard Carmel VP/Legal
Howard Carmel VP/Secretary/Treasurer

Staff Members
Ray Quintana Customer Documents
Amy Brinson Document Manager
Rosemarie Pawlus CPA


Offices
J&D Financial Corporation
12747 Biscayne Boulevard
North Miami, Florida 33181
Phone: 305.893.0300
Fax: 305.891.2338